Steps to follow if you’re an Identity Theft Victim

When most people are faced with the reality that they have just become the victim of identity theft, the initial reaction is panic, followed by grief stricken depression and worry. The idea of your personal information in the hands of someone, whose only intention is to exploit your identity for financial gain, can drive the average individual insane.  This is especially true for people who do not have identity theft protection or follow identity theft prevention techniques. And because they do not have a mechanism in place to ensure identity security, determining what steps to take under these extreme circumstances can be overwhelming.

Identity Fraud is the usage of ones delicate information without their knowledge or consent.  If you discover your private information was lost and/or stolen, you should immediately contact the police department to file an identity theft report. Filling an identity theft report through the police department will support future claims when disputing suspicious activity on your credit report.  If you haven’t already done so, you should immediately contact your bank and/or credit card company to file a report and deactivate any credit or ATM cards. Next you should contact the all three credit reporting bureaus; they will help you to stop identity theft from affecting your credit report.  Most importantly you will want to submit a report to the Social Security Administration office and State department of Motor vehicles.

Now that you have begun the path to preserving your identity, further ensure identity security by adhering to identity theft prevention practices and request identity theft insurance from your bank and credit card companies. It is highly advantageous to continue practicing Identity protection methods by periodically reviewing your credit report for at least 6 months to 1 year following the incident, even if your information was never used.

Save Your Identity: ID Theft Awareness, Prevention, And Recovery

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