Your teenager does not care about identity theft. He or she give a damn if someone gets his or her name, date of birth, cell phone number, postal address, or even their photographs. They are carefree because they do not understand the gravity of situation. And they are not to blame for this, as they have hardly seen much of the world outside their schools, homes, and computers — yes, they visit Facebook daily, but that does not equate with good old face-to-face social meetings.
It is your duty to tell your kids why they should not share any personal information with their online friends, or with any friends or acquaintances that they cannot fully trust. Tell them about the involved risks. Educate them about the perils of sharing personal information, and also make them aware of privacy law.
By listing the possible misuse of personal information, through this article I am trying to help you make your kids understand why it is important to not share their details with others.
Things that an identity thief does with your info
After stealing your details, an identity thief can use the details to create a duplicate identity of yours, which he could use to get a credit card on your name, secure one or more than one types of loans, open a bank account, or get a driving license on your name.
As you can guess, such fraudulent activities will be done on your name so that they do not have to return the money borrowed, or pay the credit card bills.
How will it affect you?
To say the least, your overall credit rating will nosedive because of the piling credit card bills and unpaid loan amounts, which you have not taken. You can even be taken to court and may be to jail because of the illegal activities done by your imposter.
He or she may use your personal details to conduct illegal activities like drug dealing, robbery, etc. You will have a hard time proving that it was not you who was involved in such acts, as the imposter used your details to acquire driving license and even to register his car.
Tell your teenager that your photograph may end up being on pornographic website, which may lead to harassments. They will not be able to get any advantage available to an adult in the country, if their name is taken together with illegal works.
You just need to tell your kids how dark their future will become, just because they have trusted the wrong person. It is on you to save your teenager from the horror of identity theft. Do not just tell them about the perils. Show them the way to safeguard their identity on the Internet as well. This will help them a lot.